Medicare and Medicaid are two insurance programs run by the government.

They were created in the year 1965 by President Lyndon Johnson’s under his programs for great society. The two programs ensured that Americans of low income or senior citizens could access private health insurance.

The Medicare and Medicaid program share the financial burden of taking care of illnesses equally between the rich, the low-income households, the healthy, and the sick. Although these two programs are run and funded by parts of the government, each one of the programs is unique.


Medicare is a federally run program that provides health insurance coverage to individuals that are 65 years or older. The program also caters for people who are below 65 but have a severe disability.


Medicaid, on the other hand, is a state and federal program that provides health coverage for individuals that are from low-income backgrounds.

Some people, therefore, might qualify for both Medicare and Medicaid program. Individuals who qualify for both programs enjoy low-cost care because both the programs collaborate to achieve this. Some of the patients that qualify for both the covers include those that have severe disabilities and are from low-income households.

Although the government runs both programs, there are differences in the services covered, the duration, and the cost-sharing programs. A long term care program is critical for guaranteeing the health of seniors since most of them have medical conditions that require a long term care program to manage.

Importance of Medicare and Medicaid

Medicare and Medicaid program are critical at promoting the health of the old and the vulnerable in the society.

These two programs enable people from low-income households to access healthcare coverage. This allows the people to afford medical procedures and processes that they could never have afforded otherwise.

Medicaid advantages help to ensure that when citizens are older, they have access to quality medical care because that is when they need it most. According to research, as people get older, their vital organs start to deteriorate. At the old age, people are also vulnerable to poor health due to past injuries or a weak immune system.

The importance of Medicare and Medicaid is highlighted in the number of people it enables to access quality healthcare, thus saving lives. Other Medicaid advantages include services such as inpatient and outpatient care as well as doctor services.

Medicare and Medicaid facts

Medicare rules and regulations are relatively simple.

They include concepts such as what does Medicaid not cover and what Medicaid covers. Other essential policies include the Medicare home health care regulations.

Some interesting Medicare and Medicaid facts include the requirement for patients to pay a little amount in the form of deductibles or co-pay. This money is the amount that patients are required to contribute during the treatment period. In most of the times, however, this amount is small and only payable once.

Medicare rules and regulations are made by the federal authority that administers the program. Medicare home health care regulations stipulate what home care is and how it is to be delivered and covered by the insurance program.

Who pays for Medicaid and Medicare?

This question is in the minds of many people.